Arizona
9th-12th Grades
State Standards
Civic Responsibility
HSA financially literate individual understands how to manage income, spending, and investment.
HS.E1.1Evaluate how and why people make choices to improve their economic well‑being.
HS.E1.2Analyze the factors that influence how and why people make budgeting and saving choices.
HS.E1.3Evaluate the cost and benefits of using credit.
HS.E1.4Compare the cost and benefits of several types of investments.
HS.E1.5Evaluate the ways insurance may minimize personal financial risk.
HS.E2.1Explain how scarcity results in economic decisions and evaluate their impact on individuals, institutions, and societies.
HS.E2.2Analyze how incentives influence economic choices for individuals, institutions, and societies.
HS.E2.3Use cost‑benefit analysis and/or marginal analysis to evaluate an economic issue.
HS.E3.1Explain how buyers and sellers interact to create markets and market structures.
HS.E3.2Evaluate how numerous factors and conditions influence market prices.
HS.E3.3Evaluate the role of government in regulating market places.
HS.E3.4Explain the distinct types of business organizations and analyze the role of innovation and entrepreneurship in a market economy.
HS.E4.1Use economic data to analyze the health of a national economy.
HS.E4.2Evaluate the economic conditions that lead to fiscal and monetary policy choices and explain their impact on households and businesses.
HS.E4.3Explain the roles of institutions in a market economy.
HS.E4.4Explain the effect of advancements in technology and training on economic growth and standards of living.
HS.E5.1Evaluate the advantages and disadvantages of global trade.
HS.E5.2Evaluate how interdependence impacts individuals, institutions, and societies.
HS.E5.3Explain why nations chose to trade and how it is regulated.
HS.E5.4Explain how national economies influence trade.